Meet our people

Mario Tanchoco

Introduction

Ramon ‘Mario’ Tanchoco recently joined after four years as a retail risk manager at HSBC Philippines. As part of this role, he was responsible for overseeing the end-to-end life cycle for several retail credit products. Marion is adept at preparing comprehensive financial models, business plans, and targeted acquisition strategies. He has played critical roles in projects that required him to handle portfolio management and implement process streaming initiatives.

He’s not however, a man who can sit still for long. Away from his desk, you’ll likely find him with a dashing around a field, competing in Ultimate Frisbee. He’s not afraid of getting out of his comfort zone, he loves climbing mountains and hopes to do a skydive one day, as well as travel into the depths of South America. On the occasion that he does take time to slow down, it’s still with an element of thrill - watching horror movies, drinking hot chocolate or enjoying a meal (he says the food in Kyoto, Japan, still can’t be beat though).

Career snapshot

  • Atkins Acuity, Intern: Prepared comprehensive financial models, business plans and market rationale decks to help a Middle East developer in their project offering strategy.
  • HSBC Retail Banking, Risk Manager: Implemented targeted acquisition strategies to generate receivables and maintain profitability (preserved PHP 7.5b receivables level while consistently well-above 3.5% profitability hurdle rate).
  • HSBC Retail Banking, Risk Manager: Handled portfolio management and collections policies to control performance (delinquency rate <3.5%)
  • HSBC Retail Banking, Risk Manager: Implemented process streamlining initiatives resulting in at least five days TAT reduction for new loans.
  • HSBC Retail Banking, Risk Manager: Created new foreclosure and asset management policies which enabled the bank to recover exposure on bad accounts via asset sale (successfully foreclosed 30% of already bad accounts)
  • Mitchell Madison Group, Intern: Assisted in data preparation, analysis and consolidation of procurement improvement work for US-based telecom client.

Education

Mario recently completed his MBA from Nanyang Technological University (NTU) in Singapore. He also holds a bachelor degree in Management Engineering from Ateneo de Manila University in the Philippines.